Tax-Efficient Financial Planning for Millennials with Equity Compensation
And you have lots of questions
Presidio Advisors helps Millennials strategize around their equity by answering questions such as:
What do I need to consider for the upcoming tender?
Will I have to pay Alternative Minimum Tax (AMT)?
Will my shares qualify for QSBS eligibility?
Should I early exercise via 83(b) election?
How many shares should I sell or hold?
Which tranches should I sell first?
How should I negotiate my equity package?
How do I ensure a qualifying disposition?
How do I minimize regret?
Equity comp is confusing.
Tax optimization is complex.
You deserve an advisor who specializes in equity-specific planning needs and questions.
Meet Josh Radman
I transitioned into financial planning from tech where I, too, had various equity grants. And, honestly, it was exciting to have ownership stakes in these companies.
But that excitement quickly faded into confusion and frustration when I couldn’t find anyone to help me strategize around my options and shares. It’s one thing to know that Alternative Minimum Tax exists – it’s another to actually develop a holistic plan around it.
Since then, I’ve dedicated my career to helping Millennials gain clarity and confidence around their equity compensation and path to financial independence. Developing deep, long-lasting relationships with my clients is what gets me up in the morning and is the reason I started Presidio Advisors.
I’m based in Denver, CO and serve clients virtually across the U.S.
How Presidio Advisors is Different
1) An expert in equity compensation
If you had a heart condition, would you rather see a general practitioner or a cardiologist? Specialists – in both medicine and finance – have deep expertise in unique arenas, helping to improve outcomes while preventing sub-optimal decisions. My expertise is in helping Millennials strategize around their equity comp.
2) Holistic tax forecasting included
Wealth managers at large firms will manage your assets – but typically shy away from any tax projections. I provide visibility into your tax situation to help avoid unanticipated surprises.
3) Flat fee. No % charge for “assets under management”
Most advisors charge a percentage of “assets under management” (AUM) based on the size of your portfolio. Typically, that percentage is anywhere from 0.7% to 1.5% in addition to an annual fee. Instead, I charge one flat rate. No surprises and no conflicts of interest.
4) Foundational estate document preparation included*
Your flat, annual fee includes access to online platforms to aide you in creating foundational estate planning documents (such as wills, revocable trusts). *See ADV for details; for qualifying clients only.
5) A completely independent fiduciary
I have no affiliation with – nor receive commissions from – any banks, brokerages, insurance companies, or other third parties that may exert pressure or otherwise try to influence my recommendations. I am legally obligated to put your interests before those of my own.
6) You always get me
With big advisory firms, you may be one of 250 clients assigned to a particular advisor. And that advisor might not always be on the other end of the line. Presidio Advisors is small and intimate by design. You always get me. And we pick up right where we left off.
My Mission
My mission is to empower you to gain clarity and confidence in attaining your financial goals so that you can focus on other things in life.
People mistakenly think that the value of a financial planner is determined by how well they invest in assets that outperform the market. The real value is in hiring someone who:
Gives you confidence and clarity in your financial and life plans
Identifies potential blind spots and tax inefficiencies
Acts as an accountability partner
Validates your ability to reach personal goals
Shares unique perspectives that you may not have considered
Answers questions without any judgement
Proactively communicates and quickly responds to your concerns
Next Steps: